Dreaming about buying a home?
Now that dream can come true.
Buy your first home with our Home Start Loan program and enjoy the benefits, savings, plus satisfaction of being a home owner!*
The Home Start Loan program assists first-time buyers achieve their home ownership goals.
You'll get savings such as:
- 0% down
- Up to $1,000 toward closing costs
- 100% financing
- 30 year fixed home loan
- No PMI
- Quick closings
The process is easy. Just click on the application link to get started and we will assist you all the way to closing.
We even have a Facebook page for first-time buyers just like you.
* This program was created to help low to moderate income individuals with financing a single family home in the Bank’s service area. Funds available for lending in this program are limited. An example transaction would be $100,000 borrowed, no down payment, 359 monthly payments of $435.21 and a final balloon payment of $432.89, with a fixed simple interest rate of 3.25% and an Annual Percentage Rate of 3.37% and approximate closing costs of $3,398. Amount shown for closing costs includes a $1,000 credit from ChoiceOne Bank. Example rate is in effect as of 4-27-2021, contact your lender for current rate and APR. Subject to credit approval. Equal Housing Lender. Member FDIC.